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Waterfront Homes for Sale in Mecklenburg, NC

Welcome to your dedicated resource for waterfront homes for sale in Mecklenburg, NC. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Mecklenburg, NC agent, Z1 Realty specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Waterfront Homes for Sale in Mecklenburg, NC

$1,950,000
4 Beds 5 Baths 4415897 MLS ACTIVE UNDER CONTRACT Status
Welcome to effortless Lake Norman waterfront living in prestigious 100 Norman Place, where sweeping 180-degree water views and stunning sunsets create an incredible backdrop from nearly every room. Thoughtfully designed for both everyday living and entertaining, this exceptional home offers a main-level primary suite, four bedrooms, two spacious bonus rooms and an abundance of indoor and outdoor living space. Just steps from your front door, a deeded boat slip with HydroHoist lift makes getting out on the lake effortless, while a private swim dock and expansive outdoor living areas invite you to fully embrace the waterfront lifestyle. The fenced yard and six-car driveway add convenience to this rare low-maintenance lakefront retreat. Inside, stunning hardwood floors, extensive molding and walls of windows showcase the breathtaking water views throughout the main level. The family room features a gas fireplace and custom built-in, perfectly framed by panoramic lake views. The chef's kitchen is beautifully appointed with beveled granite countertops, a six-burner gas range, abundant cabinetry and generous workspace. The main-level primary suite offers serene water views, a custom walk-in closet and a remodeled spa-inspired bath with a beautifully tiled shower and soaking tub. Upstairs, three additional bedrooms and two large bonus rooms provide exceptional flexibility for guests, work, recreation or additional living space. Convenient neighborhood amenities include a pickleball/sport court, outdoor pool and clubhouse. Notable improvements include an upgraded HVAC system (2021), high-efficiency air filtration with blue-light air purification, an encapsulated crawlspace with moisture-control system and extensive interior upgrades. Every detail has been thoughtfully considered to create a home that combines luxury, comfort and convenience in one of Lake Norman's most desirable waterfront communities.

7310 Swansea Lane, Cornelius

Listing courtesy of Howard Hanna Allen Tate Lake Norman. maceon.mitchell@allentate.com

$1,399,900
3 Beds 3 Baths 4417083 MLS ACTIVE Status
Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer—a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience.

20845 Lagoona Drive, Cornelius

Listing courtesy of Keller Williams Lake Norman. Matt@TheSarverGroup.com

$675,000
2 Beds 2 Baths 4414906 MLS ACTIVE Status
A RARE LAKE NORMAN OPPORTUNITY — CASH OR CONVENTIONAL FINANCING WELCOME, PLUS EXCEPTIONALLY FLEXIBLE SELLER FINANCING AVAILABLE WITH AS LITTLE AS 10% DOWN, A COMPETITIVE INTEREST RATE, AND PAYMENT OPTIONS DESIGNED AROUND THE BUYER'S NEEDS. Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. From peaceful morning reflections to vibrant sunset skies, the ever-changing lake scenery becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, providing convenient access to Lake Norman. The interior has recently undergone significant updates designed to create a fresh, sophisticated, move-in-ready feel. The beautifully updated kitchen is complemented by gleaming hardwood floors, while the primary bathroom has been extensively remodeled with crisp, contemporary finishes and a striking new glass shower enclosure. The guest bathroom has also been refreshed with an upgraded vanity countertop and additional improvements. Together, these enhancements give the home a bright, polished appearance while maintaining the warmth and character of waterfront living. The open living and dining areas flow naturally toward the water, with expansive views creating an impressive focal point throughout the main living space. A wood-burning fireplace adds warmth and character, while the private balcony provides the perfect setting for morning coffee, evening cocktails, or simply watching life unfold across Lake Norman. The two-bedroom, two-full-bath floor plan offers comfortable single-level living with the rare combination of exceptional views, true lake access, a deeded boat slip, updated interiors, and a premier Cornelius location convenient to dining, shopping, entertainment, and everything the Lake Norman lifestyle has to offer. AND HERE IS THE OPPORTUNITY THAT TRULY SETS THIS PROPERTY APART: SELLER FINANCING IS AVAILABLE AS AN OPTIONAL ALTERNATIVE TO CASH OR CONVENTIONAL FINANCING. Qualified buyers may have access to a lower down payment, competitive interest rate, a 30-year amortization, and a customized payment structure ranging from interest-only to fully amortized. Seller financing also eliminates traditional lender points and loan origination fees and may eliminate the need for a lender-required appraisal—potentially saving thousands in upfront financing costs. Terms are negotiable and subject to seller approval. Few Lake Norman properties combine this caliber of view, direct boating access, recent updates, and financing flexibility in one offering. Residence #404 is ready for its next chapter.

20407 Harborgate Court Unit #404, Cornelius

Listing courtesy of Southern Homes of the Carolinas, Inc. paulyanceyrealtor@gmail.com

$3,975,000
5 Beds 6 Baths 4416878 MLS ACTIVE Status
Designed with exceptional attention to architecture, craftsmanship, and everyday livability, this Lake Norman waterfront home offers a level of detail rarely found in new construction. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, and distinctive architectural details are found throughout. A dramatic 10-foot custom steel entry door by Clark Hall opens to a welcoming foyer with a stunning wine wall. The open living area features a custom diamond-coffered ceiling, oversized arched openings, and a 10-foot quad-stack sliding door that opens to the rear terrace and creates an easy connection between the indoor and outdoor living spaces. The kitchen is both beautiful and functional, with custom two-tone inset cabinetry, white oak accents, a 2.5-inch mitered-edge island, panel-ready appliances, and an oversized Venetian plaster range hood. Large windows in the breakfast area bring in natural light and frame the lake views. Tucked behind the kitchen is one of the home’s standout features—a gorgeous hidden pantry/scullery with custom cabinetry, a full-size second refrigerator, second dishwasher, microwave, and plenty of storage. The main level also includes a private guest suite with a beautifully finished en-suite bath and oversized walk-in shower. Upstairs, the primary suite is a peaceful retreat with a private balcony, and beautiful views of the lake and grounds. The spa-like bath features a large marble-tile shower with floor-to-ceiling glass, custom tilework, dual inset vanities, decorative backsplash detail, and luxury gold fixtures. Two oversized custom walk-in closets feature integrated LED lighting. Three additional bedrooms and a spacious laundry room with abundant cabinetry complete the upper level. The finished lower level is where this home really stands apart. A custom golf simulator creates an incredible space for entertaining and enjoying time at home, while another quad-stack sliding door opens the lower level directly to the outdoors. The kitchenette is perfectly designed for indoor/outdoor living, with an ice maker, wine cooler, and accordion-style pass-through window connecting directly to the outdoor entertaining area. A private office and dedicated wellness room with a built-in sauna add even more versatility to this level. Outside, the covered rear porch overlooks a peaceful Lake Norman cove and professionally landscaped grounds. A new private dock puts you just steps from the water and makes enjoying the lake easy. The property also offers room for a future pool, creating the opportunity to make the outdoor space your own. Located in Bahia Bay, one of Lake Norman’s best waterfront communities, this home is minutes from shopping, waterfront dining, medical care, and everything Cornelius has to offer. Thoughtful design, exceptional craftsmanship, and a setting that truly embraces lake living make this a home you will want to experience in person.

21216 Rio Oro Drive, Cornelius

Listing courtesy of Adams and Collins Realty LLC. bwadams85@gmail.com

$1,949,000
3 Beds 4 Baths 4416103 MLS ACTIVE Status
Enjoy the best of both worlds on Lake Norman , a quieter, recently dredged cove setting with the main channel just moments away. Step from your backyard to the dock, boat lift and second slip and be on big water in seconds. There is also space for jet skis, making it easy to enjoy everything Lake Norman has to offer. Set on approximately half an acre in Waterford Point, this spacious waterfront home offers more than 3,200 square feet of flexible living space in a neighborhood known for mature trees and sidewalk-lined streets. Inside, a dramatic two-story great room is anchored by beautiful brickwork surrounding the fireplace, creating a warm and impressive gathering space at the heart of the home. The main level also offers a separate dining room, kitchen with GE Monogram appliances and beverage refrigerator, a fully enclosed sunroom and deck overlooking the property. The primary suite includes a large bath with glass shower and soaking tub, along with a generous adjoining flex space featuring its own fireplace. This versatile room works beautifully as a sitting room, reading area, home office, fitness space, dressing room or additional private retreat. Upstairs, a spacious loft with built-in shelving provides another inviting living area and is joined by two bedrooms, a full bath and an additional half bath. A separate bonus room over the garage adds even more flexibility for a media room, recreation space, home office, fitness area or guest retreat. For buyers ready to start enjoying lake life immediately, the sellers are also open to separately negotiating select furnishings, boats and jet skis. Located in the heart of Cornelius, close to shops, restaurants, walking paths and pickleball, this home combines a sought-after waterfront setting, generous indoor and outdoor space and quick access to the open waters of Lake Norman.

21300 Blakely Shores Drive, Cornelius

Listing courtesy of Ivester Jackson Christie's. Cynthia@IvesterJackson.com

$9,950,000
5 Beds 9 Baths 4415965 MLS ACTIVE Status
Its captivating Cape Cod–inspired elevation sets the tone for this exceptional waterfront residence, where classic architectural character meets one of The Peninsula’s most desirable settings. Positioned with the golf course to the front and Lake Norman to the rear, the property offers extraordinary expansive water views from nearly every room. The sellers are offering the rights to their Full Golf Membership at the Peninsula Club. In a market where memberships are in ultra-high demand, this is your "fast track" to the club lifestyle. Upon membership approval and payment of initiation fees, you can bypass the waitlist and begin enjoying the championship course, tennis, and club amenities immediately! Thoughtfully designed to embrace both sides of its setting, the home creates a seamless connection between refined interiors, resort-style outdoor living and life on the lake. Inside, abundant natural light and extensive windows keep the waterfront ever present. The kitchen opens to the main living and dining spaces, while a dramatic great room with vaulted ceilings, exposed beams and fireplace overlooks the lake. A custom office with fireplace provides a distinguished private workspace, and additional fireplaces throughout the home add warmth and architectural character. The primary suite enjoys sweeping water views, while an elevator provides convenient access between levels. Savant home automation integrates technology throughout the residence. The lower level is designed for entertaining, anchored by a sophisticated full bar, billiards and recreation spaces and a temperature-controlled wine room. Large expanses of glass continue the lake views and provide direct access to the pool and outdoor living areas. Outside, the property becomes a private waterfront retreat. A heated saltwater pool and spa with waterfall feature are surrounded by stone terraces, mature landscaping and multiple gathering areas. A lakeside fire pit offers another setting for evenings overlooking the water. Thoughtful amenities include an outdoor pool shower, convenient access to a pool bath and exterior access to a dedicated lake and pool storage room. Beyond the lawn, the private dock extends the lifestyle directly onto Lake Norman with two boat lifts—one rated for 40,000 pounds and a second rated for 5,000 pounds—along with space to relax at the water's edge. With a three-car garage, extensive outdoor living, sophisticated entertaining spaces and a remarkable position between golf and water, this residence delivers the elements that define The Peninsula lifestyle: boating from your backyard, golf just beyond the front of the home and Lake Norman as the backdrop to everyday living.

18802 Balmore Pines Lane, Cornelius

Listing courtesy of Ivester Jackson Christie's. lori@ivesterjackson.com

$469,000
2 Beds 2 Baths 4415348 MLS ACTIVE Status
Wake up to breath taking lake views in this beautifully appointed waterfront condo with a BOAT SLIP! Thoughtfully updated in 2024, you’ll enjoy resort style living and a bright open floor plan that takes full advantage of the natural light and peaceful water views. Custom wainscoting accents the welcoming foyer which opens to the kitchen and dining area. Any chef will delight in the warm cabinets, tile backsplash, granite countertops and stainless steel appliances. A large island with bar seating is perfect for guests to gather. The spacious dining area overlooks the living room and features designer lighting and an eye-catching wine area with sink and floating shelves. The inviting living room is highlighted by an electric fireplace with gorgeous floor-to-ceiling stone surround, shiplap accent and rustic mantle. Tucked next to the fireplace are custom cabinets, matching rustic display shelving and stainless steel beverage cooler. Enjoy your morning coffee or unwind in the evening taking in the peaceful water views and spectacular sunsets from your private balcony! Retreat to the primary bedroom with balcony access, bench seating and lighted ceiling fan. Amazing spa bath offers custom wainscoting, tile flooring, double vanity with tile surround & designer lighting, soaking tub, stunning custom tiled shower and walk-in closet! A hallway off the kitchen provides access to the spacious guest bedroom, updated second bath and laundry closet. New windows and HVAC in 2024 provide peace of mind for years to come. You’ll enjoy the community pool, kayak & paddleboard storage area, boardwalks & marinas! It’s just a short stroll to your boat dock #96 for a fun day on the water. Unbeatable location just minutes to shopping, dining, Charlotte Premium Outlets, I-485 access and airport! BOAT SLIP #96 conveys with the property! There is an additional annual fee of $1000 for the boat slip.

7340 Lakefront Drive Unit #5, Charlotte

Listing courtesy of Carolina Living Associates LLC. chris@homescharlotte.com

$449,000
2 Beds 2 Baths 4414435 MLS ACTIVE Status
Panoramic lake views, wood-burning fireplace, vaulted ceilings in great room. Imagine cool fall evenings, sitting in front of the fireplace, looking through the sliding glass door at another sunset over Lake Norman. New flooring provides a fresh start inside, while the HVAC has already been replaced—leaving the next owner the opportunity to personalize the remaining finishes and make this lake-view retreat their own. Experience the Lake Norman lifestyle in Davidson Landing, where waterfront living meets the charm and convenience of Davidson. Enjoy scenic boardwalks and walking paths along the lake, community pools, tennis courts and beautiful sunset views—all just outside your door. One of the neighborhood's favorite destinations, North Harbor Club, offers waterfront dining just moments away, while nearby Harbour Place provides additional dining and everyday conveniences. Outdoor enthusiasts can enjoy kayaking and paddleboarding on the lake, nearby greenways and parks, or simply an evening stroll along the waterfront. Just minutes away, Downtown Davidson offers the distinctive small-town atmosphere the area is known for, with locally owned restaurants, cafés, shops and Davidson College. Local favorites include The Pickled Peach and FlatIron Kitchen + Taphouse, with even more dining and entertainment choices throughout Davidson and nearby Cornelius. For an even wider selection, Birkdale Village offers an open-air destination filled with shopping, restaurants, entertainment and seasonal events, including popular dining choices such as North Italia, Red Rocks Cafe, Midwood Smokehouse, Bartaco and Fin & Fino. With convenient access to I-77, Davidson Landing combines a peaceful waterfront setting with easy access to Davidson, Cornelius, Huntersville and the greater Charlotte area.

930 Southwest Drive, Davidson

Listing courtesy of Marc 1 Realty. JoAnneBarron4@gmail.com

$3,195,000
5 Beds 4 Baths 4409057 MLS ACTIVE Status
Welcome to 20334 Bethelwood, a private Lake Norman estate with grandfathered deep-water dock & new pool on 1.5 acres. Wake up each morning to breathtaking lake views from this private waterfront estate, ideally positioned along one of Cornelius’s most desirable streets. Offering 93 feet of updated shoreline, protected deep water & quick access to the open lake, this exceptional property combines the tranquility of a secluded cove with convenient access to Catawba Avenue, I-77 & Uptown Charlotte. A gated entrance opens to an impressive approximately 475-foot tree-lined driveway surrounded by mature landscaping, wooded natural areas & expansive lawns. Nearly $500,000 has been invested in extensive improvements throughout the property, including the new pool & spa, updated shoreline, landscaping & tree work, expanded driveway & parking, irrigation, HVAC systems & other enhancements, creating a truly turnkey Lake Norman estate. Green Giant evergreens provide additional screening near the lake, while a dry creek bed helps manage hillside drainage. New sod, expanded driveway & additional parking further enhance the estate. At the water, paver steps lead directly to the shoreline, beach area & property’s grandfathered covered dock—an increasingly rare Lake Norman feature. The dock includes a floating boat slip with lift, boathouse & covered waterside lounge, all positioned on protected deep water. Its substantial grandfathered footprint offers an opportunity that cannot be replicated under today’s shoreline regulations. Outdoor living spaces were designed for effortless entertaining. Added in 2021, the custom heated saltwater pool & spa overlook the lake & feature travertine coping, spacious paver sun deck & protective pool cover. With the sun rising over the lake & setting behind the home, the pool receives beautiful morning light followed by welcome afternoon & evening shade. A covered Trex deck extends the living space outdoors, while the spa-inspired entertaining area beneath offers generous room for dining & lounging. Ceiling fans, TV connections & speaker wiring make it ideal for lake days, game nights & relaxed evenings with family & friends. Inside, more than 4,600 square feet of custom-built living space includes five bedrooms & four full bathrooms, with lake views from nearly every room. The main level features an inviting great room with stacked-stone wood-burning fireplace, light-filled sunroom & spacious kitchen with center island. Luxury vinyl plank flooring has been added in the main-level bedrooms & throughout the finished walkout lower level. The lower level provides flexible space for recreation, entertaining or multigenerational living, along with a second wood-burning fireplace & direct access to the backyard, pool & lake. A neutral interior palette creates a bright, updated backdrop ready for any style. The home has been meticulously maintained & thoughtfully improved, with dual HVAC systems replaced in 2020 & 2023, two refrigerators, dishwasher, washer & dryer, & upgraded lake-fed irrigation system with new high-capacity pump powerful enough to support an additional front-yard zone. Additional features include a charming storage shed with electricity & city sewer, plus water lines already installed for a future city-water connection, pending meter installation & final connection. With no HOA, exceptional privacy, heated pool & spa, extensive outdoor living areas, grandfathered deep-water dock & convenient I-77 access, this property offers a Lake Norman lifestyle increasingly difficult to find. Enjoy it as-is, or make it the foundation for a one-of-a-kind forever home on a waterfront lot that simply cannot be duplicated. Once-in-a-generation lakefront properties like this rarely reach the market. This is the one.

20334 Bethelwood Lane, Cornelius

Listing courtesy of Howard Hanna Allen Tate Lake Norman. anita.sabates@allentate.com

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